Life insurance offers many benefits, including providing income-tax free, cash benefit payments to the named beneficiaries after the death of the insured person.

According to the Social Security Administration, one in five Americans live with a disability today, and one in four of today's 20-year olds will become disabled before reaching full retirement age.

Often, people who buy life insurance tell their beneficiaries that they have been named. However, there may be situations when beneficiaries aren't aware their loved one even owned life insurance until after his or her passing. 

Learn why everyone should consider buying life insurance, disability income insurance, and critical illness coverage.

Two popular insurance vehicles that can double as retirement tools include annuities and indexed universal life (IUL) insurance policies. 

Failing to purchase life insurance while you are young and healthy may mean coverage is unattainable or unaffordable later in life. 

When you buy life insurance, you are buying peace of mind, knowing that if you die while the policy is in force, the insurance company will pay your named beneficiaries the policy proceeds. 

The length of time your term life insurance policy should last will depend on your unique financial circumstances and goals. 

There are six life events may signal a need to change the amount and/or type of life insurance you have in place.

Wouldn't it be wonderful if your commute to work took mere seconds?  Independent insurance agents with Symmetry Financial Group enjoy that commute time by working from a home office.